The first benefit, of course, is that you are protected from the financial impact of medical emergencies. And when it comes to looking after yourself, you can think of health insurance as your ultimate back up plan. Your policy should be as individual as you are! The policy pays you a lump sum amount on diagnosis of vector-borne diseases. Childbirth and lawful terminations are also considered as pre-existing conditions, therefore they have a waiting period before they are covered. In case of reimbursement, you should contact us within a couple of days of your hospitalization – our customer care team will guide you with the further processes. And for such unforeseen times, IFFCO offers health insurance. However, when you do not renew your medical insurance policy on time, it will expire and your coverage will come to an end. Please enter insured name. The trip from your home to our office could take hours, especially if there’s traffic! However, you must remember that our policy will allow you an insurance claim only if your treatment is done by a registered medical practitioner. 755 1196 989 Mon to Sun 10:00 AM to 7:00 PM. Iffco Tokio Family Floater Health Guard insurance plan offers coverage to you and your loved ones in the most affordable manner. That’s why we also offer a range of add-ons and customizable cover options. Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. As the benefits vary with different policies, so does health insurance premium. You can be covered under this policy if you are aged between 18 years and 65 years. You are not restricted to office hours either – our website is available to you 24 by 7 and 365 days in the year. Your policy should be as individual as you are! Coverage for Pre Hospitalization & Post Hospitalization Medical Expenses. Incorporated in 2000, the company offers a bouquet of insurance products such as health insurance, car insurance, bike insurance, travel insurance, home insurance, corporate policies like property insurance and liability insurance thereby fulfilling varied insurance-related needs of the customers. Estimate the right amount of protection based on where you live, your family’s history of medical conditions, nature of job, age and so. IFFCO Tokio Health Insurance. This allows you to tailor the protection of your plan to meet your exact healthcare needs. You can buy health insurance online at any time of the day or night! Foul Smell, a New Symptom Among Long Covid Patient... 22 Passengers On UK-India Flights Found Covid-19 P... Chlorhexidine Mouthwash Can Kill Covid-19 Virus: S... Health Insurance Companies Cannot Reject Claims Af... Insurance Companies To Offer COVID-19 Specific Ins... ICMR Study Finds Covid-19 Antibodies in 72% Blood ... Central Government Announces ‘Co-WIN’ App for Covi... How to File a Claim with Star Health Insurance? This ensures that getting a claim settled is a complete breeze! Because getting quality care en route to the hospital can be critical and expensive too! The policy pays you a lump sum amount if you are diagnosed with a critical illness. You can be covered under this policy if you are aged between 5 years and 60 years. Step 2: Fax The Cashless Claim FormFill and fax the cashless claim form to the Third Party Administrator (TPA). IFFCO Tokio Health Insurance FAQs If I purchase a health plan with IFFCO Tokio, will I get any tax benefit? Also, you are required to quote your policy certificate number while intimating. IFFCO Tokio Family Health Protector Policy: IFFCO Tokio Family Health Protector Policy covers you and your family against hospitalisation necessitated due to any illness, sickness, disease, or an accident. Step 4:  Select the members of your family you wish to include in the policy. Digitally signed policy document: Policies can be bought at the click of a button online and can be issued in a quick span of time using digital signatures. Please enter that. What seems like enough today might fall short a few years from now. IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. I definitely recommend checking IFFCO-Tokio. Established on the 4 th of December in the year 2000, it is a joint venture between IFFCO – Indian Farmers Fertiliser Cooperative and Tokio Marine and Nichido Fire Group. IFFCO Tokio. Select the one you want to buy. Show your Health ID card at the hospital. READ MORE, Swasthya Raksha Bima is an affordable medical insurance plan. READ MORE, Coverage for vector-borne diseases. This policy can be purchased even without any other basic health insurance policy. Our medical insurance plans cover hospital bills and all the expenses you might encounter before and after hospitalization. With an incurred claims ratio in Health of 102.00%, they also covered 220.15 lac lives during the same year 2018-19, as per the data provided by IRDAI. IFFCO Tokio has a good number of more than 5,000 network hospitals where you can avail cashless treatment without having to worry about managing funds at the time of emergency. Some of the reasons to choose IFFCO Tokio Health Insurance are listed below: IFFCO Tokio health insurance plans offer you the following benefits: Claim Settlement Ratio is referred to the ratio of claims settled against the total number of claims admitted by an insurer. Enter valid policy number. Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961. Just visit our health insurance page and enter your name & phone number. Looking for health insurance with pre-existing disease cover... OPD Expense Coverage in Health Insurance Policy: Get to know... For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. IFFCO Tokio Health Insurance Plans Company Overview. You need not pay a single penny for a cashless claim. The Individual Health Insurance Plans & Family Health insurance plans are not just all inclusive but Comprehensive also to cover both Individual as well the group of Family members. READ MORE, A comprehensive health plan for individuals. We provide a range of easy to understand coverage options that are designed to suit varying needs. All in all, the insurer fulfils varied needs from different sections of the society with its specialised products. It provides a policyholder numerous benefits and ensures you are protected from the unpredictable nature of life. Get your IFFCO-Tokio Motor Insurance policy renewed instantly without any fuss. We will be more than happy to guide you through the entire purchase process. Without a medical insurance plan, you could be forced to tap into your savings or prematurely liquidate your investments to cover medical bills. Step 2: Enter policy details like the product, policy number, and your name. In the case of a medical emergency, you can choose which plan you want to use to cover your medical expenses. You could also expect to pay a higher premium if you consume nicotine and/or alcohol. Exclusions of IFFCO Tokio Individual Health Protector Policy. READ MORE, Designed to mitigate the financial risks of a critical illness. You can also add dependent children under this plan. READ MORE, Buy the right personal accident policy. Ltd., we understand that there's no 'one size fits all' approach to health cover. Why Should You Buy Health Protector Plus Policy by Iffco Tokio General Insurance Iffco Tokio General Insurance Company has an incurred claim settlement ratio of 102% in the financial year 2018-19. Look for premiums that fit your budget. IFFCO Tokio Swasthya Kawach Policy: IFFCO Tokio Swasthya Kawach Policy is a floater policy that is available in two variants: Base Plan and Wider Plan. When you are satisfied with the coverage, you can proceed to the payment process. Other factors that influence the premium of your health insurance plan include your family’s medical history, your BMI, your profession, etc. No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. PROCEED. You may even write to us at customersupport@insurancedekho.com in case of any doubt or query. IFFCO Tokio General Insurance, incorporated on 4th December 2000, is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group. You just have to open our website and tell us about yourself and your healthcare needs. IFFCO Tokio offers their health insurance customers the option of availing quality treatment at more than 5,000+ leading hospitals across the country. Read the factors that affect the premium for IFFCO Tokio health insurance plans: IFFCO Tokio health insurance plans cover you against the following healthcare expenses: IFFCO Tokio health insurance plans do not cover you against the following medical expenses: Note that inclusions and exclusions vary with different IFFCO Tokio health insurance plans. Ltd. you get coverage against numerous healthcare-related costs. Once your transaction is successfully completed, the policy document will be e-mailed to you and the coverage of your health insurance plan will begin instantly. A plan that puts undue strain on your finances is not ideal. The Policy pays lumpsum amount if the person gets COVID-19 requiring hospitalization. 150 per day / Rs 250 per day (depening on plan variant), 12 Diseases covered upto 50% of Sum Insured, Spouse and dependent parent and children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together, You, your spouse, dependent children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together with you and dependent parents on individual sum insured basis, Members of the family consisting of you, your spouse and dependent children up to the age of 23 years. Additional Cover for IFFCO Tokio Family Health Protector Health Insurance . Iffco Tokio Health Insurance Reviews & Rating. With an incurred claims ratio in Health of 102.00%, they also covered 220.15 lac lives during the same year 2018-19, as per the data provided by IRDAI. READ MORE, Complete cover for your family. Once your request is approved, claim is settled. That said, it is extremely important you choose a plan correctly. between 9:30 AM to 6:30 PM. 3. Where you live can also have a large effect on your premium as urban areas imply higher medical expenses than semi-urban and rural areas. 750/ Rs 1500 per hospitalization (depending on the plan variant), 1% of S.I or up to Rs. 2,000 per hospitilization, Up to to 0.20% of the sum insured per day, Rs. One of the best health insurance online i can ever have. Following are the exclusions in case of which our company will not be able to compensate your claims: Frenuloplasty, Circumcision, Preputial Dilatation, Preputioplastyand Removal of SMEGMA. IFFCO Tokio Health Insurance Contact Details. It can be easily personalized to meet the healthcare needs of your entire family. Communication over the mail & phone was very prompt and the staff did their best to clear all my critical illness insurance related queries. That’s why we also offer a range of add-ons and customizable cover options. You can use a top-up health insurance plan to supplement your primary health insurance plan. Medical mishaps can happen to anyone at any time. Up to 5% of the sum insured subject to maximum of Rs.10,000/- per day, Covered up to Rs. Available for a policy term of one year, the policy is available with sum insured options ranging between Rs. The policy offers you coverage benefits for in-patient hospitalisation, AYUSH treatment, and domiciliary hospitalisation. You can skim through the process and have the policy in your inbox in a span of minutes. This includes room rent, doctor’s consultation charges, surgery, etc. The offers you many benefits such as cover for daycare surgeries, organ transplant cost, in-patient hospitalisation expenses, and vitamins and tonics consistent with the illness. Up to 2% of the sum insured subject to maximum of Rs.5000/- per day, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 2.50% of S.I. Exclusions under the IFFCO Tokio Corona Rakshak health insurance There are certain exclusions that apply to claims filed under Corona Rakshak Policy. Keeping this in mind, we’ve put together some simple tips you can use to purchase the best health insurance plan for your needs. 1 lakh and covers people aged between 3 months and 65 years. Fill in the required details and pay online. Some of the common medical insurance exclusions include. This makes it easier to find the best Mediclaim Policy for your needs. It ensures you have continuous protection against the medical emergencies & rising cost of healthcare today. The processes are as follow: Follow a few easy steps to buy IFFCO Tokio health insurance plans online from InsuranceDekho:Step 1: Visit insurancedekho.com and click on the ‘health’ tab. Step 7: Select the term for your shortlisted policy. IFFCO Tokio health insurance plans cover you with numerous benefits such as cover for health check-up, ambulance charges, pre-hospitalisation and post-hospitalisation expenses, and so on. Our health insurance plans offer an inflation add-on wherein the sum assured of your plan is increased every year by a certain percentage to keep the rate of inflation in check. National Parivar Mediclaim Family Floater 1 to 10 Lakh. These are medical conditions & healthcare expenses that are not included in the coverage of the policy. That’s simple! Good health tops everything else! Our health insurance plans look after your health and wellbeing. IFFCO Tokio General Insurance Company has an exceptional CSR for health insurance and the table given below supports the fact. We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%. The insurer is not liable to pay under the following circumstances: If there are any diagnostic expenses made which are not related to COVID, then those expenses will not be covered in this policy. You can be covered under this policy if aged between 18 years and 65 years. IFFCO Tokio Family Health Protector Policy Overview. Buy best health insurance plans from IFFCO Tokio for whole family. Ltd. you can enjoy. The cover for domiciliary hospitalisation expenses, ambulance charges, pre-hospitalisation and post-hospitalisation expenses etc. Yes, buying health insurance online is extremely safe. IFFCO Tokio offers their health insurance customers the option of availing quality treatment at more than 5,000+ leading hospitals across the country. National Insurance. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. There is no maximum limit for claims to be made. In this case, you could have to pay for all your medical expenses and we would then reimburse the costs incurred. READ MORE, Standard health insurance covering basic medical expenses. A... To me, the Whatsapp chat availability on InsuranceDekho is one of the best features. You will receive a One Time Password on the entered mobile number. The whole process of taking the health insurance policy is very nice and they explained each and every things in detailed. Here you will have to tell us about yourself & your coverage needs. All this, so you can kick back and relax, knowing someone’s got your back when a medical emergency comes knocking. After this, you can make the payment and the policy will be yours. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Each and every one of us should have a valid policy at all times! What is Health Insurance? IFFCO Tokio health insurance policy has a lesser amount of waiting period for all the pre-existing diseases. IFFCO Tokio General Insurance offers you a top-up plan named Health Protector Plus. Not only that, any NCB (No Claim Bonus) & waiting period credits you have accumulated over time could also be lost. List of Iffco Tokio Healt Insurance Plans and Policy in India Iffco Tokio Swasthya Kavach Family Health Insurance Policy. Such instances are not covered by most insurance policies including health, life and, motor insurance. Our website has a secured payment gateway. Every health insurance company has tie-ups with several hospitals where the facility of cashless treatment can be availed. And no matter which plan you choose, you can rest assured that we'll be there for you and your family when you need us most, protecting you from medical expenses that come your way. To understand the tax benefits in detail, see the table below: Deduction under Section 80D of the Income Tax Act, When the policyholder as well as parents are less than 60 years of age, When the policyholder and family members are aged below 60 years with parents aged above 60 years, When the policyholder, family members, and parents are aged above 60 years. And, we’ll even reward you for staying healthy! No … READ MORE, The smart way to protect yourself from financial risks. You can buy medical insurance online in 3 easy steps and get coverage in a matter of minutes. Renew your IFFCO Tokio health insurance policy online. Add-ons help widen the coverage of your medical insurance policy. The first and most important factors are your age & the sum insured of your policy. Ltd., we understand that there's no 'one size fits all' approach to health cover. You can customize this quotation to better match your needs by including your choice of add-ons and fine-tuning several other aspects of the plan. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy. Moreover, policyholders do not have to run from pillar to pillar to renew health insurance; it is now easy on online. The health insurance plans designed by this company is very good and it specially helps you to maintain a financial portfolio for the future. This is another common exclusion under most medical insurance plans. Choosing best health insurance policy may save your money du... Want to know how to spend time at home during coronavirus lo... Purchasing dental health cover brings along many benefits. With a medical insurance policy from IFFCO-Tokio General Insurance Pvt. IFFCO Tokio health insurance policy ensures that you are free from the pressure of bearing hospitalization costs. At IFFCO-Tokio General Insurance Pvt. Your policy will help cover your healthcare expenses and ensure that you can recover without worrying about the medical bills. Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961. Reach us for help anytime. Vaccination and health check-up charges are covered, Pre-hospitalisation and post-hospitalisation expenses, Injuries caused due to self-harm or suicide attempt, Injuries suffered due to war, nuclear explosion, Intentional injuries and congenial diseases, Claim settlement ratio & network hospitals, Circular on Disclosure of Underwriting philosophy by Insurers, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 1.50% of S.I. View All IFFCO Tokio Health Insurance Reviews, IFFCO Tokio Health Insurance for Individual, IFFCO Tokio Health Insurance for Senior Citizen. 3. 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